To a large extent I agree with your philosophy, but I know how frustrated I get when something busts that was avoidable.
I have to admit that my main worry is that single plate clutch. I love the way it performs, I really do not like the possibility of it grenading on me. I really do not like the likely manner of its failure.
I know there should be plenty of warning, but knowing it is lurking there, will get to me by the end of this upcoming riding season. That is why once I am launched on replacement and amongst the innards, I want to try and sort all likely problems in the one hit. Hence starting this thread.
Thanks for all the helpful input, folks!
Nige.